RT Journal Article SR Electronic T1 D&O Insurance JF Special Issues FD Institutional Investor Journals SP 84 OP 85 VO 2003 IS 2 A1 William Cotter YR 2003 UL https://pm-research.com/content/2003/2/84.abstract AB Recent corporate scandals come on top of increased securities litigation and competitive pressure on premiums in the past couple of years to create a strain for directors and officers liability insurance (D&O) underwriters. Immediate changes are required to protect the ability of these carriers to offer D&O insurance. Entity coverage, which has diluted the protection available to directors and officers, needs to be regulated. The quality of insurance companies participating at every level of the D&O program must be ensured. D&O underwriters must understand the true nature of the risk they are being asked to assume. Finally, D&O insurance premiums must be aligned with the current level of securities exposure.